Terms of Use & Consent Agreement
loanDepot.com, LLC myLoan Center


Please read this Agreement carefully before accessing or using this portal because it governs your use of this loanDepot.com, LLC (“LD”) portal. These Terms and Conditions of Use apply to this online application for a mortgage loan for which you will supply, offer, and provide information related to the transaction and may include other disclosures, documents, and communications by electronic means, including but not limited to addendums or amendments in conjunction to this specific channel for a mortgage loan. Your acceptance of the following terms is a condition to your access and use of this portal. If you access or use the portal, you accept and agree to comply with the following Terms of Use. If you do not understand and agree with these Terms of Use, you should immediately discontinue any use of this portal. If these terms of use are considered an offer by “LD”, acceptance is expressly limited to these terms.
 

Change in Terms
These Terms of Use may change from time to time without notice.
 

Links to Third Party Sites
From time to time this portal may also include links to websites which may not be under the control of and may not be maintained by “LD”. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
 

Proprietary Rights and Use of “LD” Information
This portal contains material which is owned by or licensed by “LD”. This material includes, but is not limited to, the text, design, layout, look, appearance and graphics. Reproduction is prohibited. No part of this portal, including logos, graphics, sounds or images, may be reproduced, linked to, altered, or retransmitted in any way, or by any means, for any commercial or public purpose without “LD”’s prior written consent.
 

Acceptable Use
“LD” prohibits use of the portal in any way that is unlawful, harmful or interferes with use of “LD”’s network or systems, or the network of any other provider, interferes with the use or enjoyment of services received by others, infringes intellectual property rights, results in the publication of threatening or offensive material, or constitutes Spam/E-mail/Usenet abuse, a security risk or a violation of privacy. The portal shall not be used in connection with any criminal, civil or administrative violation of any applicable local, state, provincial, federal, national or international law, treaty, court order, ordinance, regulation or administrative rule. The portal shall not be used to publish, submit/receive upload/download, post, use, copy of otherwise reproduce, transmit, re-transmit, distribute or store any content/material or to engage in any activity that infringes, misappropriates or otherwise violates the intellectual property rights or privacy or publicity rights of “LD” or any individual, group or entity, including but not limited to any rights protected by any copyright, patent, trademark laws, trade secret, trade dress, right of privacy, right of publicity, moral rights or other intellectual property right now known or later recognized by statute, judicial decision or regulation. The portal shall not be used to host, post, transmit, or re-transmit any content or material (or to create a domain name or operate from a domain name), that harasses, or threatens the health or safety of others. Customers are responsible for ensuring and maintaining security of their systems and the machines that connect to and use the portal, including implementation of necessary patches and operating system updates.


Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, AND NOT WITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT, “LD” SHALL NOT BE LIABLE FOR ANY DAMAGES SUFFERED AS A RESULT OF YOUR USE OF THIS PORTAL. IN ADDITION, IN NO EVENT SHALL “LD” BE LIABLE TO YOU IN ASSOCIATION WITH THE PORTAL OR MATERIALS FOR ANY INDIRECT, PUNITIVE, SPECIAL, EXAMPLARY, INCIDENTAL, OR CONSEQUENTIAL DAMAGE HOWEVER AND WHENEVER IT ARISES, REGARDLESS OF THE FORM OF ACTION, WHETHER FOR BREACH FOR BREACH OF CONTRACT, OR IN TORT, EVEN IF “LD” HAS BEEEN PREVIOUSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGE AND EVEN IF THE DAMAGES WERE FORESEEABLE.
 

Governing Law
This Agreement shall be interpreted, governed, construed and enforced in accordance with the laws of Massachusetts, including any laws limiting the power of arbitrators, without regard to any conflict of laws principles. You hereby consent to venue in any jurisdiction of the state and federal courts sitting in the State of Massachusetts.
 

Indemnification
To the fullest extent permitted by applicable law, you agree to indemnify, save and hold harmless “LD” and its officers, directors, shareholders, employees, agents, successors and assigns from and against any and all claims, suits, liabilities, losses, cause of action, damages, including without limitation, all expenses of litigation and/or arbitration, court costs, and attorneys’ fees, arising on account of or in connection with your use of this portal, your sole negligence or willful misconduct, in any manner connected with your use of any third party websites accessed through this portal, or your breach or violation of these Terms.
 

Severability
If any provision of these Terms of Use or the application of any such provision to any person or circumstance is held unlawful or invalid, the remainder of these Terms of Use and the application of such provision other than to the extent it is held unlawful or invalid, will not be held unlawful, invalidated or affected thereby, and shall remain in full force and effect provided that such remaining provisions are sufficient to carry out the commercial objectives of the parties.
 

Entire Agreement
These Terms of Use set forth the entire understanding between us and you with respect to your access and use of the portal and supersedes all prior agreements or contemporaneous arrangements and understandings, express or implied, oral or written, relating thereto.
 

Termination
“LD”, in its sole discretion, reserves the right to cancel or terminate your right to use the portal, or any part of the portal, at any time without notice.
 

E-sign Consent
As it pertains to application for a mortgage loan, Federal and State law mandates consent by the user to establish a relationship or connection to such application. This online service on this web submission is to facilitate the transfer of your information to be the consideration to apply for a mortgage loan. In correlation to regulations the following information is provided concerning the transmission of information by either electronic or non-electronic access of the data provided by you.


I. In order to make available for retention or for your review of documents here within and made readily available to you in electronic format this web portal supports the following browsers: Internet Explorer® (Version 7.0 or greater), Firefox® (Version 2.0 or greater), Safari® (Version 3.0 or greater), or Google Chrome™ (Version 18.0 or greater). A valid email address and / or ability to download information in order to keep copies for your records or access to a printer will be necessary.


II. You will be able to receive Documents provided by; (i) this web portal which will be provided to you when the Documents are available, which may occur during or prior to submission of your data and or after your submission of data; or (ii) by email link or posting on a website designated by us which will be made available to you.


III. Any Document contained here within or by other means not directly contained herein, to you by loanDepot.com, LLC are considered “in writing”. We recommend you print and retain copies of Documents for record retention using the Print button in your browser menu or by downloading the Document(s) to your computer.


IV. It will be required of you to make available a correct and active telephone number and Email address and maintain such to remain active during this transaction. Any changes of provided contact information shall be communicated to us by you and shall be done by calling (888) 263-1435 or email loans@loandepot.com


V. You may request paper copies of any Document at no cost to you. Please contact loanDepot.com, LLC at 102 Elm Street Walpole, MA 02081, loans@loandepot.com, or (888) 263-1435.


VI. It is within your rights to withdraw consent to having Documents provided in electronic format and agree to have same Documents provided in paper format. Please Contact loanDepot.com, LLC at: 102 Elm Street Walpole, MA 02081, loans@loandepot.com, or (888) 263-1435 to request your withdrawal of consent of electronic Documents. Your failure to provide valid means to contact you will be treated as a withdraw of your electronic consent to receipt of Documents, at our discretion. A reasonable amount of time shall be allowed for the processing of your request. No fee will be incurred for withdraw of consent.


VII. It is within our rights by law and at our discretion to cease delivery of Documents electronically. If ever this shall be the case, you will be notified by a communication of our choosing, of the discontinuance of electronic documents.
VIII. Electronic Signatures in Global and National Commerce Act apply to receipt and consent to acceptance of Documents in electronic form, your Agreement, and to transact with you through this service.


IX. To confirm to consent of these Terms and Conditions, including your consent to having your credit report pulled, by selecting the “Continue” button on this page and you also agree to; maintain the capacity to access Documents electronically, provide your correct phone number and Email address, confirm you have opened and reviewed Documents included herein.


You may print or download and save this Terms of Use & Consent Agreement for your records.